www.discover.com/updateprofile – Cash Back Rewards by Discover Cashback Credit Cards and much moreFinance
Discover Cashback Credit Card gives its customers a wonderful opportunity to start earning cashback with each spending completed in the card. Discover claims to calculate and match all the cashback earning within the first year itself. At the end of the first year, Discover ensures that all the cashback you have earned is matched.
Zero annual fees
To begin with, the Discover Cashback Credit Card does not incur any annual fees. It also does not include any hidden annual charges.
Best in the market APR
Discover Cashback Credit Card also has the best in the market APR rate with 0 % Introductory APR for the first 14 months on any balance transfer or purchases. After completion of 14 months, customers will incur 3 % APR Balance Transfer Fees till April 10, 2020. Hereafter the Standard Variable Purchase APR of 13.49 % to 24.49 % with 5 % fees for the future balance transfer is applicable.
Earning Cashback via various methods
Discover Cashback Credit cards give you multiple opportunities to earn cashback via the following sources:
- 5 % cashback awarded to everyday purchases from the various bonus, places, and outlets on activation of your offer up to the quarterly maximum in each quarter.
- Fixed and an automatic cashback of 1% for every other purchase.
- Cash Back Match feature enables you to double up your cashback via unlimited dollar to dollar match on all the total amount of cashback you have earned at the end of your first year.
- Keep an eye on www.discover.com/credit-cards/cash-back regularly to get updates about getting an additional 5% for more cashback from various source s, both offline and online.
Redeeming the cashback earned
The best part about earning the Discover Cashback is that it never gets expired and can be redeemed at any point in time except the ones that come under the terms of conditions of the concerned merchant establishment. One can redeem up to as low as $0.01 cashback anytime! The ways clients can redeem their cashback are:
- Cashback can be converted into funds and deposited directly into your linked bank accounts.
- On your Discover Card Balance, apply the cashback as the statement credit.
- Redeem your rewards at checkout while purchasing from the Amazon.com and PayPal.
Features of Discover Cashback Credit Card
Apart from its easy way of redemption, there is the number of mind-blowing features that make Discover Cashback Credit Cards stand apart from other available credit cards:
- Activate your card to get free alerts if your Social Security Number is compromised or found on any of the numerous Dark Websites.
- Use the Discover Mobile App(available for both Android and iOS) or the Discover website to freeze the card anytime easily in case you misplace your card preventing unauthorized purchases, balance transfers, cash advances and many more.
- With $0 Fraud Liability, you never have to be responsible for any unauthorized purchase using your credit card.
- 24/7 hours U.S. based expert customer service assisting you with every element of your credit card account.
- To replace a lost card, give a free request for overnight shipping of the card.
- Free FICO Credit Score.
All about Cashback Match
Coming back to the Cashback Match, Discover gives its customers to earn the cashback and double the amount by the end of the first year of membership. Under Cashback Match program Discover will automatically count all the Cashback you have earned throughout the year and match. For instance, if you have earned a total $65 cashback, via match, Discover will reward you with another $65 extra.
The best part about this is that you do not have to open a separate account and opt for any kind of activation. All you need to do is use your newly activated Discover Credit Card to make every day purchase both offline and online. Earn the designated cashback with each of the transactions made. At the end of the first year, Discover will automatically match the cashback you have earned.
Discover Cashback matching has no limit. That is, keep on purchasing and earning unlimited cashback and each one will be matched every time you earn.
Another advantage of the match program is that you can redeem your cashback earned anytime after 48 hours of earning. Be that as it may, you will receive the entire match amount you have earned conveniently at the end of your first year.
Also Read: Apply First Premier Bank Credit Card
Discover Credit Card Customer Care
- S.: 1-800-DISCOVER
- Outside the U.S.: 1-801-902-3100.
- TDD: 1-800-347-7449.
Discover Financial Services
P.O. Box 30943
Salt Lake City, UT 84130-0943.
Visit www.discover.com/freealerts > Quick Links> Contact Us. Click on the Message icon at the right portion of the screen to start talking with a customer service representative.